Future of money

Backing the companies that will transform the way we exchange and allocate resources as a society.

Jo Oliver
Jo joined Octopus Ventures in 2009 and is a Partner in the team, sitting in the Future of Money investment pod. He is on the board of a number of portfolio companies including Calastone, Amplience, Token.io, Iovox, Currency Fair, Swiftkey (acquired by Microsoft), VisionDirect (acquired by Essilor) and Vega-Chi (acquired by Liquidnet).
“To be able to fund and occasionally really help entrepreneurs realise their ambitions makes being a VC not only a real responsibility but also a genuine privilege.”
Prior to joining Octopus, Jo was investor and entrepreneur in a range of businesses, having spent much of his previous career as an equity analyst at NatWest, Merrill Lynch and Lehman Brothers, focussing on the Mobile Operators such as Vodafone. Jo is a qualified chartered accountant and read Natural Sciences at Durham University. When not at work Jo tries to keep fit and enjoy beautiful Dorset with his family, where he lives.
Malcolm Ferguson

Malcolm Ferguson

Malcolm joined Octopus Ventures in 2013 and splits his time between the assessment of new investment opportunities within the Future of Money team, primarily within the Fintech and Insurtech sectors, and ongoing portfolio management. Malcolm is a Non-Executive Director of various portfolio companies including BoughtbyMany, By Miles, DeadHappy, Metrasens, Segura, Semafone and Sofar Sounds.  Prior to joining Octopus, Malcolm spent a number of years in the investment banking industry, firstly within the TMT team of Bank America Merrill Lynch in London then at GP Bullhound, a leading boutique investment bank, focussing exclusively on technology businesses.
“Product, service and business model innovation experienced over the last 10 years has ramped up the expectations of consumers, who now demand more personalised services, seamless experiences and better value for money.  This, alongside the erosion of trust in the incumbent household names, creates an exciting opportunity for pioneering entrepreneurs, in particular within the Fintech and Insurtech sectors, where these incumbents are slower moving and addressable markets are huge.”
Malcolm has a first class degree in BBA Management from Lancaster University.
Nicholas Sando

Nicholas Sando

Nick joined Octopus Ventures in 2018 and, as part of the Future of Money team, focuses on investments in financial services, insurance, blockchain and credit/lending.
Nick has co-founded companies on both sides of the Atlantic. In London, Nick launched Mojo, a SaaS platform for the beauty and wellness industry. Prior to that, Nick started SnagTag, a New York based retail platform which focused on improving the shopper experience through near field communication enabled clothing labels.
“Co-founding two businesses has provided a crash course in company building: we had successes, failures, raised funding, and exited, all in a short space of time.”
Nick holds a double major in Finance and Economics from the University of Miami School of Business. Outside of investing, Nick is a keen footballer (still chasing the dream) and enjoys kitesurfing or skiing, depending on the season.
Tosin Agbabiaka

Tosin Agbabiaka

Tosin joined the team in 2018 and works in Octopus Ventures’ New York office. Prior to joining Octopus, he worked as a Special Advisor for Finance and Investment with the US government’s Power Africa initiative, where he facilitated investments in energy infrastructure and clean technology in sub-Saharan Africa. He has also worked in technology as a venture capital summer associate and pro-bono strategy consultant on tech projects for nonprofits in Washington, DC, as well as in law and policy as a lawyer and a Fulbright research fellow on EU migration and economic policy.
 
Tosin holds a BA from Duke University and both Law and MBA degrees from Yale University.
Zihao Xu
Zihao focuses on deals within Fintech, Insurtech and distributed ledger technologies. As part of the Future of Money team, Zihao is particularly drawn to public ledger blockchain projects that enable permissionless incentive structures to unlock innovation in hitherto closed ecosystems.  Prior to joining Octopus in 2016, Zihao was a Senior Consultant at Roland Berger where he led strategic, operational and commercial diligence projects across a range of industries whilst also setting up a direct-to-consumer ecommerce sunglasses brand.
“It’s my personal belief that the open incentive structures that we can build on public distributed ledgers will unleash an unprecedented level of innovation that we can’t yet foresee. Among its effects will be more liquid and competitive markets that will lead to reductions in cost of living, and the proliferation of a new class of scarce digital goods that have a wide set of use cases.”
Zihao was born in China and holds a BA in Economics and Management from the University of Oxford, where a curiosity in Austrian business cycle theory led him down the rabbit hole of denationalised money and permissionless distributed ledger ecosystems. Outside of the office Zihao is obsessed with travel and has organised and led fossil-fuelled adventures covering a total of 20,000 miles on five continents.

In the press

Our portfolio